Blog | Ryan Trader Real Estate and Mortgage

Blog

With love, from our family to yours!

Hello Friends & Family, It’s taken me a while to figure out how to write this, but I wanted to reach out and connect with you. With so many uncertainties at this time, I'm so thankful for all of you and the community of friends and family that we have. From our family ...

Couple wires $800K home down payment to scammer

Not to be a downer, but please exercise caution whenever you’re wiring money or emailing sensitive information. I feel so sad for this couple in the news link below. There are many more like them when it comes to “wiring to escrow” scams. Please call the escrow agent independently before wiring ...

This is Your Story.

I know I’ve been sharing some of my story with you, but it’s actually not as much about my story as much as it's about yours! I'd like to be very clear: I am here to serve your family and your story! The pressures of daily life, compounded by the commitments ...

Life is Precious

As I sit here thinking about my beautiful wife Kelly, and our two amazing sons, Levi and Luke, I am humbled and reminded of how precious life is. We hear so many times that, “We are not promised tomorrow”, or, “Hold your family close, because tomorrow is not guaranteed”, ...

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What the First Fed Rate Cut of 2025 Means for Buyers, Sellers, and Homeowners

On September 17, 2025, the Federal Reserve cut its benchmark interest rate by 0.25% — the first cut of the year. While the Fed’s move doesn’t directly change mortgage rates, it sets the tone for borrowing costs and the housing market as a whole. Here’s what that means if you’re buying, refinancing, or selling. The... Read more »
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The Times Are a Changin’

Hello Friends, Happy Autumn! By now you’ve read enough, watched enough and have seen enough homes in your area start to shift, to understand that we are in a new season of the Real Estate market. I wanted to write you to give you a brief update of where I think we are, where we... Read more »
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Seasons Turn and Autumn is Here

Happy Autumn Friends! This is one of my favorite times of the year and I hope the coming season treats you well! Speaking of seasons… you may have noticed that the California real estate market tends to have seasons. Traditionally, it’s slower in some months and busier in others. In fact, that might lead... Read more »
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What do YOU think???

What do YOU think???👇💡🏡🏦📈📉 I always tell my clients that, “what YOU believe matters!” The reason why is because it determines the approach you will take with short-term and long-term decisions/strategies, regardless of what the market will do. For example: If you think the world is about to end(slight exaggeration), you may not be interested... Read more »
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Have a Happy Fourth of July!

Happy Fourth of July! I hope you’re enjoying your summer so far. It’s been a busy month in our home and I’m sure the same is true for yours as well. Though this will be a year that will go down in history, let’s continue to find ways to connect with our family and friends!... Read more »
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