Happy Autumn Friends!
This is one of my favorite times of the year and I hope the coming season treats you well! Speaking of seasons… you may have noticed that the California real estate market tends to have seasons. Traditionally, it’s slower in some months and busier in others. In fact, that might lead you to try to “time” the market and sell when it’s hot, or try to buy when it’s NOT. But, be careful. Like the weather, the California real estate market can be unpredictable. Yes, it may be active now – but, then again, it could be slower in the spring or even hotter than the summer. There’s no way to know for sure with the current set of variables we are experiencing in the market. This can also apply when trying to time the lowest interest rate for getting a mortgage. In fact, the best criteria for deciding whether or not to buy, sell, or refinance isn’t as much the market as it is your personal goals and personal scenario. If you want to move within the next couple of months, there are ways to make that happen with good planning and a set criteria. So, don’t let market conditions delay or derail your plans to move, or refinance. Properties are bought and sold in all kinds of markets, and yours can too. Timing the bottom of a low interest rate is typically not recommended. I’m always happy to help consult you through the process and put a plan together with you. Maybe it’s not your family who are looking to move, or refinance, but you know a relative or friend who could use my help to buy, sell, or refinance. Please feel free to Refer A Friend! Have a wonderful week! Here’s a recent client experience: “We bought, and later refinanced, our home with Ryan and he did a fantastic job both times! He understands and handles the many complex details that go into buying and refinancing a home, which made the process so much easier on us. He listened to any concerns we had and solved them with creative solutions! We always recommend Ryan to our friends and family!” -Aaron and Rachel |
Regards, Ryan Trader
Realtor – License # 01441131 Loan Officer – NMLS# 1948061 CalState Realty Services (DRE #01821025) |